What is “Foreign Beneficiary” e-mail spam

Foreign Beneficiary email spam refers to deceptive phishing emails that lure recipients with promises of large sums of money, often claiming to be a legitimate offer to claim funds from a deceased individual’s bank account. These emails typically present a fabricated story involving a foreign beneficiary and an unclaimed fortune, urging the recipient to provide personal information or send money upfront for fees or taxes. Spam campaigns often infect computers by distributing malicious files as attachments or links within these emails, exploiting the trust of unsuspecting users. Once an individual clicks on a link or opens an attachment, malware can be downloaded, initiating an infection chain that may lead to unauthorized access to personal information and sensitive data. Cybercriminals employ various tactics, such as using deceptive email addresses or creating urgency through alarming messages, to increase the likelihood of victims falling for their scams. Moreover, malicious files can come in different formats, including documents or executables, which may require additional user interaction to activate. Therefore, vigilance is crucial when dealing with unsolicited emails to prevent becoming a victim of such scams.

Foreign Beneficiary e-mail spam

E-mail contents
Email text
From Mr. Paul Wilson
Email: pulwilson44@hotmail.com
My name is Mr. Paul Wilson, NatWest, Director of Commercial Banking, Chelmsford & Romford. United Kingdom. Being a top executive at NATWEST, I discovered a Numbered account with a credit balance of £18.300,000 00 British Pounds plus accumulated interest, which belongs to an American multi-millionaire Crude oil Merchant Mr. David Watkins, who was a victim of Hurricane Katrina in August 2005. Until now, nobody knows about his bank account with NatWest Bank and my further investigation proved that the deceased immediate family also died in the tragedy.
With my position at the bank, I have all access, secret details and necessary contacts for claim of the funds without any hitch. But due to the sensitive nature of my job, I need a foreigner to HELP claim the funds, my position as a civil servant and as a staff of the bank does not permit me or my relatives to claim this funds. Therefore I contact you as a foreigner to arrange the transfer of this fund out of this account before our next auditing because If our bank management discover that this account has been latent for these long, it will be frozen and the money will be returned to the bank treasury, as unclaimed public funds. Therefore, I want you to stand as the “Foreign Beneficiary", and I assure you of a perfect transfer strategy that will be placed in your name legally, so that nobody will suspect your claims.
For your involvement in this deal, you are entitled to 40% of the total amount transferred to your bank account and I will count on your sense of secrecy in order to avoid risky exposure of this deal. Upon consideration of the offer, Kindly provide me with your full name, contact address and your direct telephone/fax number, to enable me re-profile the fund to your name as the heir beneficiary and guide your communication with the bank for onward release and transfer of the fund to your bank account. Considering the sensitivity nature and magnitude of this project,i ask your reply to my private Email: pulwilson44@hotmail.com
Thanking you in anticipation for your prompt response.
Best Regards,
Mr. Paul Wilson,
NatWest Bank Plc.
Director Commercial Banking,
Chelmsford & Romford.

Risks of interacting with “Foreign Beneficiary” e-mail spam

Interacting with “Foreign Beneficiary” email spam presents significant risks that can lead to severe financial and personal consequences. These deceptive emails often promise lucrative returns, such as claiming a substantial inheritance from a deceased individual, enticing victims to disclose sensitive personal information. By providing such information, individuals expose themselves to identity theft, as scammers can misuse their data for fraudulent activities, including opening bank accounts or applying for credit. Moreover, these emails frequently contain links or attachments that may install malware on the recipient’s device, compromising their digital security and privacy. Engaging in correspondence with these scammers can also lead to financial losses, as victims may be coerced into sending money under various pretexts, such as transaction fees or taxes. Ultimately, the best defense against these threats is to remain vigilant, avoid responding to suspicious emails, and report such scams to the relevant authorities.

  1. Download Anti-Spam and Anti-Malware Tools
  2. Mark unwanted e-mail messages as Spam
  3. Delete Spam letters
  4. Unsubscribe from e-mail campaigns
  5. Change your e-mail address and forward it
  6. Final tips

1. Download Anti-Spam Tool

There are special programs designed to protect yourself against various threats arriving at e-mail. Third-party software providing advanced anti-spam algorithms and filtering tools will be good and more reliable protection in addition to the standard capabilities of many e-mail services. One of the world leaders in anti-spam protection is MailWasher Pro. It works with various desktop applications and provides a very high level of anti-spam protection and can stop “Foreign Beneficiary” e-mail scam.

Download MailWasher Pro

2. Download Anti-Malware Tool

To make sure there are no malware already installed on your PC you should check it with advanced antimalware. Even if you have standard anti-virus protection, scan with quality anti-malware can be helpful as it has different database and algorithms designed to find and remove viruses and bloatware wide-spread among regular users. We recommend Malwarebytes Anti-Malware:

Download Malwarebytes

1. Mark e-mail as Spam

If an e-mail message has not been put to the “spam” or “junk” folder itself, then users can do it themselves in just a couple of steps. Marking e-mail as spam will let your e-mail service know how to treat the unwanted sender next time. All further messages received from the spam-marked address will be located in the appropriate folder already without your help. Here is how:

Gmail:

  1. Open your Gmail and find a message you want to classify as “spam”.
  2. Select this message by clicking on the square box next to it.
  3. Then, click on the stop sign icon (the one with an exclamation mark) on top.

Yahoo! Mail:

  1. Open your Yahoo! Mail and find a message you want to classify as “spam”.
  2. Select this message by clicking on the square box next to it.
  3. Then, click on the Spam icon on top.

Microsoft Outlook:

  1. Open your Microsoft Outlook and find a message you want to classify as “spam”.
  2. Select this message by clicking on the square box next to it.
  3. Then, click on Junk and Block afterward.

Apple Mail:

  1. Open your Apple Mail and find a message you want to classify as “spam”.
  2. Click on it and choose the Junk Mail (trash can with “X”) icon.

2. Delete Spam letters

You can also clear your “spam” or “junk” folder from all the collected such letters. It is always good to maintain your e-mail clean and without trash that clutters even your spam folders. This is how you can wipe it:

Gmail:

  1. Open your Gmail and go to Spam on sidebar.
  2. If you want to wipe all the spam letters at once, click Delete All Spam Messages Now.
  3. If you want to do it selectively, click on the message you need and choose Delete forever.

Yahoo! Mail:

  1. Open your Yahoo! Mail and navigate to Spam on the sidebar.
  2. Choose e-mails you want to remove and click Delete on top.

Microsoft Outlook:

  1. Open your Microsoft Outlook and navigate to Junk Email on the sidebar.
  2. Then, click on Empty folder to clear all spam messages.

Apple Mail:

  1. Open your Apple Mail and navigate to Spam on the sidebar.
  2. Choose e-mails you want to remove and click the Trash can icon on top.

3. Unsubscribe from e-mail campaigns

Many websites offer users to enter their e-mail address in exchange for exclusive content notifications, and tons of other marketing stuff. Over some time, regular users can subscribe to multiple resources that bombard your inbox and spam folder with continuous messages. This can be stopped by unsubscribing to them. Many messages, if opened, have a small gray hyperlink or button “Unsubscribe”. Clicking on it should unsubscribe you from letters you have been receiving for some time. Note that some intentionally malicious letters may use fake “Unsubscribe” buttons to deceive users into downloading malware or visiting suspicious pages. Therefore, remember to always stay on alert!

You can also do the following to unsubscribe to multiple newsletters in Gmail at once:

  1. Open your Gmail and type Unsubscribe into the search box on top.
  2. Then, click on the Show search options icon on the right end of the search box.
  3. Click on Create filter and select checkboxes next to Delete it and Apply filter to matching conversations.
  4. After selecting, finish by clicking on Create filter.

This will lead to all previously subscribed messages evaporating from your flood list in seconds. No more letters of such will appear in your Inbox or other folders again.

4. Change your e-mail address and forward it

It is sometimes hard to get rid of all spam in case of an e-mail breach. Receiving unreasonably high numbers of spam could mean your e-mail was leaked to large masses of spamming campaigns grateful to use it. Victims of this can quite easily avoid it by creating a new e-mail address and forwarding incoming e-mails from their old address. Don’t worry, this will not redirect abnormal streams of spam to this new address, but only normal messages you received on your behalf. It is also worth notifying people you had close contact with that you changed your e-mail address, so they do not get scared after receiving a message from an unknown address.

  1. First, you should begin with creating a new account for the e-mail service you use (Gmail, Yahoo, Outlook, or Apple Mail).
  2. Then, log back into your old account, go to Settings and Add a forwarding address. In Gmail, these settings can be found in the Forwarding POP/IMAP tab. Something similar should be in other services as well.
  3. Enter the newly created e-mail address and click Next > Proceed > OK.
  4. You will then receive a verification message in that newly created address. Make sure you click on it.

If you also want to forward a copy of already existing e-mails, do the following:

  1. Go back to the settings page for the Gmail account you want to forward messages from, and refresh your browser.
  2. Navigate to Forwarding and POP/IMAP and select Forward a copy of incoming mail to.
  3. Choose what you want to happen with the Gmail copy of your emails. It is recommended to choose Keep Gmail’s copy in the Inbox. Click Save changes at the end.

All done and dusted! Now, all new messages tied to the previous e-mail will be sent to your new address.

Final tips

There is always a good practice to have personal and business e-mail accounts separately. If you are active on forums, Q&A sites, participate in link building you will probably need another account for that. Major e-mail services and applications like Gmail, Yahoo! Mail, Apple Mail and Outlook already have strong built-in anti-spam technologies, however, we recommend special software like MailWasher Pro to fight spam campaigns like “Foreign Beneficiary”.

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James Kramer
Hello, I'm James. My website Bugsfighter.com, a culmination of a decade's journey in the realms of computer troubleshooting, software testing, and development. My mission here is to offer you comprehensive, yet user-friendly guides across a spectrum of topics in this niche. Should you encounter any challenges with the software or the methodologies I endorse, please know that I am readily accessible for assistance. For any inquiries or further communication, feel free to reach out through the 'Contacts' page. Your journey towards seamless computing starts here